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How 433 Investors Unlocked 400X Return Potential

Institutional investors back startups to unlock outsized returns. Regular investors have to wait. But not anymore. Thanks to regulatory updates, some companies are doing things differently.

Take Revolut. In 2016, 433 regular people invested an average of $2,730. Today? They got a 400X buyout offer from the company, as Revolut’s valuation increased 89,900% in the same timeframe.

No wonder 10K+ everyday people are taking the chance on Pacaso.

Founded by a former Zillow exec, Pacaso’s co-ownership tech reshapes the $1.3T vacation home market. They’ve earned $110M+ in gross profit to date, including 41% YoY growth in 2024 alone. They even reserved the Nasdaq ticker PCSO.

The same institutional investors behind Uber, Venmo, and eBay backed Pacaso. And you can join them. But not for long. Pacaso’s investment opportunity ends September 18.

Invest While You Still Can

_{Paid advertisement for Pacaso’s Regulation A offering. Read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals.}

Have you been forwarded the DARE High Performance newsletter? You can sign up here to receive your own copy in the future.

DARE is the mental model for high performance and change.

You write your story through your DECISIONS, ACTIONS and RESULTS and a thorough EVALUATION of how you did.

A new Result requires new Decisions and Actions.

This Week’s DARE at a Glance:

Thought of the Week: ‘Water- the ocean - is our most natural environment...’

Why Do I Dive Deep Into the Sea: A question I am often asked.

My Week: A new school and a speech in the beautiful Algarve.

Book of the Week: This week the book is a movie, ‘The Big Blue’ and the overture from the movie by Eric Serra

Thought Of The Week

"Water – the ocean – is our most natural environment. We are born naked from the miniature ocean of the mother's womb"

Jaques Mayol, Freediver

Welcome to the ‘new term’. How are your Summer Reset plans surviving? You can do it. Change happens in the calendar. Character protects its calendar. You have character!

A warm welcome to my many new readers from around the world this week. If you would like the complete Summer Reset Series sent to you, reply ‘Yes Please!’ to this email and I will send them all over.

After the very practical summer resets we visit the metaphysical and spiritual. A very different, and very personal, flavour. This week I will provide as good an answer as I can to a question that I get asked a lot, and I would be fascinated to know your response to my words.

There’s a fine line between personal and self-indulgent. I have tried not to cross it. Apologies if I have failed. So:

“Why do you dive deep into the sea?”

Because when I was a tiny boy the sea was an impossible mystery. Far away. Seen, touched, tasted, heard and inhaled, annually after a long car trip - often with a break-down.

I was a spectator only. The sea was not for me.

She was for the people on our tiny TV. Jaques Cousteau. The cast of ‘Barrier Reef’. James Bond. Long John Silver. Gordon Tracy and Thunderbird 4.

She was for the barman in the Ocean View Hotel in Shanklin, Isle of Wight, who swam out into a violent sea to secure a boat that had broken free from her mooring whilst I watched, aged 10, in awe from the window..

Book Jim To Speak

People like me had to find a sensible wage, a wife, a house: not an adventure.

But then as a man I learned I that must decide what my path was to be on this planet, or remain a boy. The sea taught me that I could create my adventure.

Why do I dive deep into the sea?

Because the sea called me, changed me, improved me and gave to me.

This year I watched her change and give to my daughter too. It was moving beyond words. We freedived the reef for the first time ever together. Speaking only with our eyes for maybe an hour.

She finally spoke: “Why do I feel this is a homecoming for you?” At eleven, her ability to see me disorientated me.

That night during a goodnight hug she broke the silence again: ‘Thank you for bringing me here. Today was the best day of my life’. I was not able to answer in words.

The sea is a homecoming. Our most natural environment.

Why do I dive deep into the sea?

Because the sea heals. She only truly welcomes you if you come in peace. But she will work to help you to find that peace: body, mind soul. She will try to give it to you. But you have to do your part.

This year I needed her healing. This has been by far the most distressing summer for me since my close friend, Richard, was murdered in the summer of 1985. We were seventeen. I broke. Childhood ended.

But I had a place to put my grief in 1985. I have nowhere to put my grief for what we have all lost, and taken from our children, in 2025.

Because the sea unifies. As I look at the Thames in London, it is a wild thing to know that she is the water of the Red Sea, the might Potomac River, the great port of Barcelona and the tear-watered beaches of the besieged Palestinian ghetto: these are not sister waters: they are one water with no barriers.

Why do I dive deep into the sea?

Because the sea demands I grow.

To dive deep into her waters is to meet your soul, to see that you are still small and to learn that you can grow.

If you dare to dive into her, she will demand to know: Who Are You? What are you? Shall I respect you? What can you become?

And she will answer bluntly, like the queen’s magical mirror, to those with the courage to be judged.

For you either turn, run home when she offers you the mighty embrace of an eternal goddess. Or you calm yourself and find stillness above your silly, selfish chatter, even if that be at just 50cm.

And you experience your homecoming.

“Freediving is about silence. The silence that comes from within.” Jaques Mayol

A new term has begun. We are all come home again. Who shall we become?

My Week

A new school for my daughter. What a difference a week makes – from tension to a new-found confidence. Thankfully.

I hope it has gone well for you and your children if you were also facing a big change this week.

And to the Algarve to work with a fantastically dynamic team growing at a phenomenal rate. Their energy and embracing of the DARE philosophy fitted entirely with their track record of ambition and fine execution.

Every success to you all!

Book Of The Week

My book of the week is a movie and a piece of music. I know, but it’s my newsletter and I think you’ll love both.

The music I often play when I want to be close to the sea whilst in a city is the Overture from the Big Blue by Eric Serra.

You can listen to it here. But please – do find a moment do listen calmly. Let it in. Tell me what happened to you by hitting reply! (this is my personal email address). 

And the film I have watched most in my life is Luc Besson’s mighty Big Blue. It is currently free to watch on Amazon Prime.

It is a fictional account of two giants of freediving. Mayol and Maiorca. In the movie, Luc Besson has them both die. In reality, they lived to old age

Write YOUR story 🖋️

Jim